This week’s question is from Sara: “My question is about my finances. I just got sued by the bank for not paying the credit card bill. I am panicking as i don’t have a job. And my husband’s job could be in danger as he works for government and has a security clearance. I take 100% responsibility for all this. I am worried that do you think if we negotiate with bank, they will come to some kind of terms with us that will avoid me to appear in the court and go to jail. Thanks so much!”
Ace of Swords – 5 of Wands – The Tower
Sara, let me first tell you that I don’t feel you are going to jail over this matter. It’s important to put your focus on the new beginnings of the Ace of Swords. This card represents your situation right now. And while I can clearly see this is very uncomfortable and challenging for you in the 5 of Wands and the Tower card energy, there is an opportunity for finding a “breakthrough” in the situation, as things stand right now. But you need to contact the bank quickly and make a good-hearted attempt to work with them – and document your calls to them and who you have spoken to . . . so that if it does end up going to court, you’ll have proof that you tried to work things out and take care of the matter.
The 5 of Wands suggests to me that the bank may get quite pushy with you – and perhaps not seem all too willing to work with you. So you are going to need to be firm with them (but polite, of course). Let them know that while you would rather resolve this out of court, if court and the associated expenses are what they really want, then you also intend to stand up for yourself in court because you are trying to work it out and seek resolution first. The thing is, Sara, if you can go ahead and make some kind of payment and show good faith efforts immediately, this will look better on you in the end. This is the advice card, and it’s asking you to find a way to work around the struggle – but also be willing to stand up for yourself in the same manner.
I am definitely feeling like there are going to be delays in any court process if it happens. As things stand in the moment, Sara, the Tower suggests that this could end up in the courts – unless you are able to convince the bank otherwise before then. But remember, while court sounds like a very scary thing, the judge is not going to incarcerate you. (And if the bank people get too darn cocky in the whole matter, the judge will be ticked off at them, not you!) In today’s modern era, we’ve long since moved beyond “debtor’s prison.”
With the Tower card, I can see a lot of discomfort in front of you to work through this issue, but this energy puts people outside (and not inside, as in behind the bars of a jail). This card is a huge eye opener, and I think you’ve already learned the lessons the hard way and can stop beating yourself up over this. While you will ultimately have to pay for this debt, and the bank may threaten liens of your personal property in some way, look to the new beginnings and breakthrough in the Ace of Swords. There will be a way “out” of this problem, although the struggle may feel quite daunting before you finally see your way to the outside of this matter.
As a side note, keep in mind that we are in Mercury Retrograde through April 4th. Things may actually feel more clearer to you once we get out of this difficult planetary phase, and it’s possible that you could find a job opportunity that will help you with this current struggle. So don’t give up, Sara! The cards show that this is a pretty heavy challenge for you right now, but if you will focus on the breakthrough and ultimate resolution, you will get through this — and you’ll be wiser for it in so many ways The important thing is not to let yourself be pushed around. Keep seeking a new job, and keep an open mind with faith that this is ultimately going to work out.
Good luck to you, Sara!
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